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 No one thinks about Business
Insurance until the unthinkable
happens.
A fire. A water main or
sprinkler flood. Worker's
Compensation. Liability issues.
A lawsuit.
You never think of these things
in your vision for your
business. But they do happen.
But with the right Business
Insurance you can weather these
problems with reduced liability.
Business Insurance may not be at
the top of your to do list, but
it is a necessary part of every
solid business plan. Speak with
a Martin representative today,
to make sure you have the right
coverage and the right premiums,
or before you start a business
of your own.
Why buy business
insurance through the Kovacs
Financial Group?
We could save you money.
As an independent insurance
agent, our partners at Martin
aren’t tied down to one
solution. We can compare
policies and pricing from a
variety of companies and choose
the one that's right for your
business' unique needs.
We might even use one provider
for part of your coverage, and
another for other coverage –
whatever makes the most sense.
We stay on top of the paperwork.
Martin has developed quality
control systems that ensure your
records are current. We'll even
help you through the auditing
process. No more scrambling to
meet dates or missing deadlines
– your Martin team will make
sure you are on the ball and in
compliance.
Hundreds of New Jersey companies
already rely on us.
With over 25 years as an
independent agent serving the
New Jersey marketplace, our
partner Martin has experience
and expertise you can count on.
Many New Jersey companies –
including a few that are
household names – use us for
their insurance.
Industries Served
While all businesses need
insurance, companies in
different industries have
different risk profiles and
sometimes require specialized
insurance coverage.
Martin is able to secure
insurance for all business
types, but we have a depth of
experience with the following
sectors:
• Contractors
• Offices
• Wholesalers
• Garage Operations
• Retail
• Manufacturers
To make sure your business has
the proper coverage for its
size, scope, and industrial
sector, contact us at the Kovacs
Financial Group today.
Types of Business
Insurance
Business Owners
Policy (BOP)
Designed for small to
medium-sized companies, a
Business Owners Policy offers a
combination of coverage –
including property, liability,
and income insurance. Other
specialized coverages are
available as required by your
industry type.
General Liability
Liability insurance pays for
damages or bodily injury caused
by the operations of your
business. This coverage also
pays for legal fees and costs in
the event your business is sued.
Workers Comp
Required by law in New Jersey,
this type of coverage pays
benefits should an employee be
injured on the job.
Commercial Auto
For vehicles that are owned or
leased by a corporate entity –
including cars and commercial
trucks.
Employment Practices Liability
(EPL)
One of the most valuable pieces
in any company's business
insurance strategy. This
coverage protects an employer
from any employment related
issue, such as discrimination,
sexual harassment, wrongful
termination, failure to hire or
promote, breach of contract,
etc.
Want a second opinion?
If you already have some form of
Business Insurance, but are not
sure if it is the right type or
amount of coverage, schedule a
no-obligation review of your
existing policies.
Our experienced team is
generally able to identify gaps
in coverage or opportunities to
save money. Contact the Kovacs
Financial Group today at (732)
349-5353 to schedule a review of
your coverage or request a quote
today . |
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