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 Lots of people show for
insurance based solely on price.
We feel bad for these people.
Here's why: the lowest quote you
can find may not be the best
insurance for you. In fact, it
may leave you in an extremely
uncomfortable position should
you get into an accident –
whether or not it was "your
fault".
The good news is that our
partners at Martin have experts
that are
here to help you get the right
coverage for your unique
situation. We'll ask you
questions that those "5 minute
quote" places don't. And since
we are an independent insurance
agent, we aren't locked into one
solution. We will find the right
coverage at the right price and
present you with a number of
options.
Even if you already have
coverage, it pays to get a
second opinion from the folks at
Martin. Take a few minutes to
complete our online quote form
and send it to us during regular
business hours, and you'll get
an accurate and firm quote
within one hour after we receive
your information. Or by the next
business day if we receive your
completed information sheet
after 5 pm.
Do you need Auto
Insurance?
Yes. Yes. And Yes. But don't
take our word for it. It's the
law in New Jersey and just about
every other state in the union.
But, even it weren't required by
law, we'd recommend it to you.
And we'd probably recommend even
more coverage than the bare
minimum required.
Here's why: New Jersey requires
liability minimums of 15/30/5.
That means every driver needs to
have $15,000 of liability
coverage for one person injured
in an accident; $30,000 of
coverage for all injuries
sustained in one accident
(assuming more than one person
is hurt); and $5,000 for
property damage.
Sounds reasonable right? But
then why does neighboring New
York have minimums of 25/50/10 –
nearly double New Jersey's? And
in Maine, the minimums are
50/100/25 – more than triple!
Why buy Auto Insurance
through Kovacs Financial Group?
We could save you money.
We know that there are many
options for buying Auto
Insurance here in New Jersey.
And many of the providers
aggressively market themselves
on TV and the Internet – mostly
with the promise of saving you
time and money.
Ever try one of those online
quote systems? It's not as quick
a process as you might think.
What's more, there are all sorts
of questions that may be
confusing to the average driver:
Like "What kind of Basic
Personal Injury Protection
Coverage do you want?"
With our partners at Martin, one
of our people walks you through
the process, taking the time to
answer any questions you might
have. In the end, you'll be
surprised how many times we can
beat or come real close to the
instant quote guys.
We're an independent
insurance agent.
Unlike many insurance providers
– including most of those you
see advertising on TV – Our
partners at Martin aren’t tied
down to one carrier. Which means
we can compare plans and pricing
from a variety of companies and
choose the solution that's right
for you. Sometimes the most
expensive isn't actually the
best!
Our partners at Martin!
With over 25 years as an
independent agent serving the
New Jersey marketplace, our
partners at Martin have
experience and expertise you can
count on. We know the questions
to ask you before you buy a
policy, and stay on top of the
administrative paperwork year in
and year out.
NJ's reputation for
having expensive insurance is
not really accurate.
We hear it all the time from our
out-of-state friends: "Isn't it
expensive to insure a car in New
Jersey, if not downright
impossible?"
And until a few years ago, these
folks might have been right. But
in 2003, state legislators
overhauled the laws governing
the New Jersey car insurance
industry. Which increased
competition and lowered prices.
It even made it relatively
affordable for drivers who had
never been insured in the state
before.
So if you're considering moving
to New Jersey, or have recently
moved to the state, give us a
call at 732.349.5353 or request
a quote and see what we can do for
you. |
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Auto Insurance, Car Insurance, Accident
Insurance, Homeowners Insurance, Home Insurance, House
Insurance, Business Insurance, Business Auto Insurance, General
Liability Insurance, GL Policy, Workers Compensation, Workers
Comp, Professional Liability Insurance, Retirement Planning,
Retirement Services, Planning for retirement |
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